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  • National Housing Survey - Buy vs Rent

    A recent housing survey shows most Americans think it is better to buy a home than to rent. The survey shows owning is better for raising children and providing for their family's safety. They also feel like they are more of a part of the community... Read More

  • Proper Planning for Your Mortgage Application

    With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful. Income Items: Gather your documents. Today, many people will have to produce 2... Read More

  • Mortgages and Veterans

    One of the great things about this country is that we do a lot for those who have served us. And in the area of real estate financing, we can do exceptional things. Understand that the VA (Veterans’ Administration) is, in the mortgage world,... Read More

  • 3 Questions You Must Answer When Buying a Home

    3 Questions You Must Answer When Buying a Home. If you are thinking about purchasing a home right now, you are surely getting a lot of advice. And some of that advice is probably negative. Why buy now with prices still falling? Don’t you... Read More

  • 6 Don'ts After You Apply For A Loan

    6 Don’ts After You Apply For A Mortgage I learned a long time ago that “common sense is NOT common practice“. This is especially the case during the emotional time that surrounds buying a home, when people tend to do some... Read More

  • The Four C's of Mortgage Underwriting

    THE 4 C’S OF MORTGAGE UNDERWRITING With Spring upon us, and new buyers out looking for houses, I thought today might be a good time to review the basics of what lenders look for as they decide to approve (or deny) mortgage applications. For at... Read More

  • Owning a home makes sense

    National Housing Survey 2012 Each quarter, Fannie Mae releases their National Housing Survey. They survey the American public on a multitude of questions concerning today’s housing market. We like to pull out some of the findings we deem most... Read More

  • Spring has Sprung - Time to Buy

    Spring has Sprung - Time to Buy Here comes Spring, historically the time of year when buyers awake from the winter slumber of the holidays and snowfall, and go on their pilgrimage to look for new housing. Houses look better in Spring with green... Read More

  • Wallick & Volk Celebrates 80 Year Anniversary

    Wallick & Volk, one of America’s oldest privately-held mortgage lenders, has achieved an impressive milestone celebrating its 80th... Read More

  • Wallick & Volk

    Mortgage lending since 1932 and "Financing the American Dream for Four Generations" Service you can trust!... Read More